Posts tagged as:

Michigan Elder Law

Understanding Medicaid Planning

by Jerrold BartholomewApril 24, 2008

Sue Schiebel has written an excellent article on Medicaid Planning. While her article concerns MassHealth, which is the Massachusetts Medicaid program, the rules and ideas explained are the same in Michigan. She writes:
A lot of middle-aged people don’t realize Medicare, the federal health insurance program, pays for a very limited amount of skilled nursing home [...]

Read the full article →

The Basics of Medicaid Qualification

by Jerrold BartholomewMarch 6, 2008

It is important to understand the basic rules of qualifying for Medicaid Long Term Care Assistance in order to cope with the financial realities of a relative’s long-term care. The rules below apply in Michigan and have been updated for 2008.
First, you should understand that the rules are different for single people and those who [...]

Read the full article →

Long Term Care Insurance for Everyone?

by Jerrold BartholomewMarch 1, 2008

States have begun to encourage all citizens to obtain long term care insurance as part of the Deficit Reduction Act. No one likes paying premiums on insurance, but for those of modest means, the premiums are especially burdensome and the benefits, considering that Medicaid is available when the assets run out, negligible. According to this [...]

Read the full article →

Protecting the Homestead: Part 1

by Jerrold BartholomewMarch 1, 2008

When a single person goes to the nursing home for long term care, there are several obstacles to overcome in order to preserve the homestead. First of all, the patient will be limited to just $2,000.00 in non-exempt assets. Secondly, the homestead will be at risk for estate recovery–a program by which the state can [...]

Read the full article →